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  1. Home
  2. About
  3. Our Team

Our Team

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Ramsey Bova, Certified Financial Planner™

Owner and President

859.268.1117
ramsey@moneywatchadvisors.com

In June 2022, Ramsey was appointed by the Governor of Kentucky to the Kentucky Retirement System (KRS) Board of Trustees.  This board oversees the Kentucky Employees Retirement System (KERS) and the State Police Retirement System (SPRS).  This four year term expires June 2026.

Ramsey previously served as the Chair of the Lexington Public Library Foundation and as a member of the Investment Committee for the Foundation.  She currently serves as a member of the Economic Development Investment Board for the City of Lexington.

Ramsey leads Moneywatch Advisors in its mission to guide individuals, families, businesses and charitable organizations towards their financial goals by placing their interests first and acting as their fiduciary.  Ramsey joined the financial advisory company in 1998 as graduate of Clemson University, with a degree in Financial Management. 

Ramsey has experienced working on all of the varied roles at Moneywatch and qualified as a Certified Financial Planner™, or CFP®, whilst on her road to becoming the President of the business. This experience has given her the ability to build and manage a great team that works together to achieve the goals of every client.

Ramsey is responsible for all aspects of the general management of the business in addition to the daily business environment, operations and preparing financial and retirement plans for clients whilst acting as a personal financial advisors and guide to all.

Moneywatch Advisors was founded in 1980 as a fee-only, independent investment advisor registered with the Securities and Exchange Commission. We currently manage in excess of $240 million of assets for more than 350 individuals, families, businesses and charities. Clients are provided with continuous advice on investments, consistent with their individual needs and financial objectives.

As an owner and President of Moneywatch Advisors, Ramsey ‘s leadership places Moneywatch among only 7% of Registered Investment Advisors in the United States that is female-owned. In addition, she has reached the top of her profession by holding the prestigious Certified Financial Planner™ designation, of which only 23% are women.

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Robert J. Bova

Chairman

859.268.1117
bobbova@moneywatchadvisors.com

Mr. Robert J. Bova holds a B.A. (Binghamton University, 1967) and a M.B.A. (University of Kentucky, 1981). Employed by Thomson McKinnon Securities, Inc. (1968-1978), he held the position, among others, of Vice President and Director of Financial Planning. Mr. Bova founded Moneywatch Corporation in 1980 to provide fee only financial planning. He and his wife, Pat, reside in Lexington, Kentucky.

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Stephen R. Byars, Certified Financial Planner™

Vice President and Chief Investment Officer

859.268.1117
steve@moneywatchadvisors.com

With 25 years’ experience as a Moneywatch client, Steve joined the firm at the beginning of 2017. Prior to joining the team, Steve was the Assistant Vice President for Government Relations at the University of Kentucky for almost 13 years and has developed a passion for helping people achieve their own financial independence. 

Steve is a CERTIFIED FINANCIAL PLANNER™ professional and holds a Bachelor of Arts degree in Economics from the College of Wooster in Wooster, Ohio. 

He serves as Chair of the Board for Commerce Lexington and Vice Chair of the YMCA of Central Kentucky. Steve and his family live in Lexington.

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Lee Chapman

Client Services Director

859.268.1117
lee@moneywatchadvisors.com

Lee is responsible for company administration, technology and communication, and database management. Lee joined the firm in December of 2013. He holds a Bachelor of Science degree in Insurance and Risk Management from Eastern Kentucky University.

Lee, his wife, Kim, and their two sons Cade and Caldwell, live in Lexington.

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Robert J. Hammond, Certified Financial Planner™

Senior Advisor

859.268.1117
robert@moneywatchadvisors.com

Robert J. Hammond is responsible for expanding the personalized services of Moneywatch to a vibrant market of entrepreneurs and professionals, who are looking for a trustworthy partner in building wealth for their family’s future.

Robert is a Certified Financial Planner™ and graduate of Southampton University in England.

A Londoner by birth, who began his career in sales and business management in England’s thoroughbred industry.  Robert has made his mark in Central Kentucky through his affiliations with significant horse operations, including Darby Dan Farm, Dixiana Farms and WinStar; and successful racehorses, such as Shackleford, Dialed In and Super Saver. Robert also serves as farm consultant for Dixiana Farms and was formerly the Chief Operating Officer of Lexington Sporting Club.

He uses his knowledge and lessons learned in building successful businesses in this arena to help create a satisfying financial future for individuals and their families. Robert works with entrepreneurs in all fields who often find that operating demands take priority over personal needs like retirement funding and education planning.

He is married to Ramsey Bova, president of Moneywatch Advisors. They live in Lexington with their two sons, Pierse and Chase, and daughter Poppy Grace.

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Chelsea Hale

Operations Manager

859.268.1117
chelsea@moneywatchadvisors.com

Chelsea joined the firm in June 2024, bringing with her a wealth of analytical expertise gained through her Bachelor of Science degree in Mathematics from the University of Kentucky. As Operations Manager, Chelsea plays a key role in overseeing the daily operations and ensuring the seamless execution of projects. Her responsibilities involve streamlining processes, enhancing productivity, and managing resources to achieve organizational goals and elevate client experiences. She lives in Lexington with her three lovely cats.

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Duncan Carling

Account Relationship Manager

859.268.1117
duncan@moneywatchadvisors.com

Duncan joined our firm in April 2025, bringing a strong foundation in finance and relationship management. He earned his Bachelor of Science degree in Finance with a minor in International Politics from Wofford College. As an Account Relationship Manager, Duncan focuses on fostering client relationships, supporting account operations, and helping deliver an exceptional client experience. Duncan resides in Lexington where he enjoys playing golf and cheering on the UK Wildcats.

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  •   121 Walton Avenue, Lexington, Kentucky 40508
  •   (859) 268-1117
  •   Lee@moneywatchadvisors.com

Moneywatch Advisors is registered as an investment advisor with the U.S. Securities and Exchange Commission.

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