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  1. Home
  2. Archived Blog
  3. July 2020

July 2020

Is It Time to Refinance?

Submitted by Moneywatch Advisors on July 21st, 2020

Interest rates on mortgages have flopped like a World Cup midfielder since the pandemic hit. According to Bankrate.com, the average rate of the nation’s largest mortgage lenders for 30-year mortgages is 3.15% while the average 15-year rate is 2.75%. So, is now a good time to refinance your current mortgage?

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  • Blog
  • Debt Reduction
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July 2020 Newsletter to Clients

Submitted by Moneywatch Advisors on July 8th, 2020

Enjoy this month’s edition that features a note to members of the UK community, a mid-year market commentary and a reminder of 2020 retirement plan contribution limits.

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5 Ways to Offset Taxes with Charitable Giving

Submitted by Moneywatch Advisors on July 6th, 2020

Although we’re all living through the same global pandemic, it has affected some of us more than others. By sitting on the boards of God’s Pantry Food Bank and the YMCA of Central Kentucky, I’ve seen how many in our communities are suffering economically. For instance, the need for food assistance in Lexington alone has increased almost 90% - many seeking help for the first time - since the pandemic hit. Similarly, as the Y never turns anyone away because they can’t pay – and there are more now than ever - donors’ contributions serve needs like helping kids attend summer camp and play in sports leagues.

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